Best Alternatives to Plus500 in 2026
People look for Plus500 alternatives usually because they want to own real shares instead of trading CFDs, because of the inactivity fee after three months, or because they want a wider choice of platforms. Below are the closest CFD alternatives, ranked, with how each compares on cost. If your real goal is to buy and hold shares for the long term, a share-dealing platform such as eToro or Trading 212 is a better fit than any CFD broker.
Plus500: 81% of retail CFD accounts lose money.
Additional fees apply, including an Overnight Funding Fee, a Currency Conversion Fee, an Inactivity Fee, and a Guaranteed Stop Order (a wider spread is applied once used).
Plus500CY Ltd is authorized & regulated by CySEC (#250/14).
1. Capital.com
Capital.com is a CFD broker with tight spreads (from 0.6 pips on EUR/USD), no commission, and no inactivity or withdrawal fees. A low-cost, well-regulated choice for CFD traders — but it is CFD-only, not a share-ownership investing platform.
Compare Plus500 vs Capital.com →Visit Capital.comCapital.com
Best for low-cost CFD trading with tight spreads
Capital at risk. This is not financial advice. Investing involves risk of loss.
2. Fortrade
Fortrade is an established, multi-regulated CFD and forex broker with a deliberately simple, spread-only pricing model and a beginner-friendly platform. There are no trading commissions — the cost sits in the spread — but watch the inactivity fee and overnight holding costs. CFD-only, not a share-ownership investing platform.
Compare Plus500 vs Fortrade →Visit FortradeFortrade
Best for simple, spread-only CFD and forex trading
Capital at risk. This is not financial advice. Investing involves risk of loss.
3. Pepperstone
Pepperstone is a top-rated CFD and forex broker built for active traders: very low Razor-account spreads, fast execution, and a choice of MetaTrader 4, MetaTrader 5, TradingView, and cTrader. There is no inactivity fee. It is CFD/forex-focused — not a place to buy and hold real shares.
Compare Plus500 and Pepperstone side by side →Visit PepperstonePepperstone
Best for active forex and CFD traders who want low spreads
Capital at risk. This is not financial advice. Investing involves risk of loss.
4. AvaTrade
AvaTrade is an established, multi-regulated CFD and forex broker with a wide platform choice and a beginner-friendly app (AvaTradeGO). Costs sit in the spread, so watch the quarterly inactivity and annual administration fees if you trade rarely. CFD-only — not a share-ownership investing platform.
Compare Plus500 vs AvaTrade →Visit AvaTradeAvaTrade
Best for platform choice and copy trading in CFDs and forex
Capital at risk. This is not financial advice. Investing involves risk of loss.
Compare alternatives
| Feature | Plus500CFD | Capital.comCFD | FortradeCFD | PepperstoneCFD | AvaTradeCFD |
|---|---|---|---|---|---|
| Rating | 3.6 / 5 | 3.6 / 5 | 3.6 / 5 | 3.6 / 5 | 3.2 / 5 |
| Stock commission | No commission, cost is in the spread | No commission; cost is in the spread (from 0.6 pips on EUR/USD) | No commission; cost is in the spread (EUR/USD ~2 pips) | Razor: raw spreads plus a fixed commission on FX and Spot Gold (XAU/USD) only — GBP 2.25 per lot per side on a GBP account, USD 3.50 on a USD account, so GBP 4.50 / USD 7 round turn, charged in full when the position opens on MT4 and MT5; cTrader is USD 6 round turn on FX. Standard: no commission on FX, indices or commodities (the cost sits in the spread), but share CFDs cost from 0.1% per side | No commission; cost is in the spread (from 0.9 pips on EUR/USD) |
| Withdrawal fee | Free — Plus500 charges no deposit or withdrawal fees; your own bank or card issuer may charge on international transfers or unsupported-currency conversions | Free | Free (some payment methods may charge) | Free, except bank wire withdrawals to an international bank account, which are charged GBP 15 | Free |
| Inactivity fee | Up to $10/month after 3 months without logging in | None | USD 10 a month (charged in your account currency) after six consecutive months with no transactions — no deposits, withdrawals or trading activity, including opening a pending order | None | USD 50 a quarter (EUR 50 / GBP 50, by account currency) after three consecutive months of non-use, and every successive quarter, plus an annual administration fee of USD 100 / EUR 100 / GBP 100 after twelve consecutive months |
| Min deposit | set per payment method, shown in the platform's Funds Management screen (Plus500 publishes no single figure) | $10, €10 or £10 by card or Apple Pay ($50 by bank transfer) | $100, €100 or £100 depending on your account currency | None | $100, €100 or £100 depending on your account currency |
| Fractional shares | No | No | No | No | No |
| Demo account | Yes | Yes | Yes | Yes | Yes |
| Regulators | FCA, CySEC, ASIC | FCA, CySEC, ASIC, SCB | FCA, ASIC, CySEC, CIRO | FCA, ASIC, CySEC, BaFin | Central Bank of Ireland, ASIC, FSCA |
Frequently Asked Questions
What is the best alternative to Plus500?
Capital.com is the strongest alternative for most users — best for low-cost cfd trading with tight spreads.
Why switch from Plus500?
Common reasons include lower fees, different account types, or a simpler interface. Compare the options above against what matters to you.