Capital.com Withdrawal Fee, Minimum Amount and Processing Time
Capital.com charges no withdrawal fee. The minimum withdrawal is 20 GBP, EUR or USD by bank card, and it varies by payment method: UK clients withdrawing through TrueLayer have no minimum at all. Capital.com typically handles a withdrawal request within 24 hours, though it can take up to 5 business days for the money to reach your card or bank account.
Reviewed by Yaniv Barshaf, CPA · Fees verified 6 October 2026 · Our methodology
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Capital.com: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading spread bets and CFDs with Capital Com (UK) Limited, and 74% lose money when trading CFDs with Capital Com SV Investments Limited, the EU entity; the international entity, Capital Com Online Investments Ltd, publishes 79.75%. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital Com (UK) Limited is authorised and regulated by the Financial Conduct Authority (FRN 793714). Capital Com SV Investments Limited is authorised and regulated by the Cyprus Securities and Exchange Commission (Licence 319/17). Capital Com Online Investments Ltd is authorised by the Securities Commission of The Bahamas (SIA-F245).
The minimum withdrawal, by payment method
Capital.com sets the minimum by payment method rather than as one account-wide figure. By bank card it is 20 GBP, EUR or USD. Apple Pay is also 20 GBP, EUR or USD, and is available in the UK and across most of Europe. PayPal is 20 in the EU countries where it is offered. Skrill is 20, though it is not available to UK or Australian clients. Neteller has the lowest fixed minimum at 10 GBP, EUR or USD, while Trustly, offered in a group of EU countries including Germany, France, the Netherlands and the Nordics, has the highest at 50. UK clients using TrueLayer, the open-banking route, face no minimum at all. One rule sits across every method: if your balance is below the minimum, you can still take money out, but only by withdrawing the full balance.
How long a Capital.com withdrawal takes
Capital.com says it typically handles withdrawal requests within 24 hours, but that it can take up to 5 business days for the money to appear in your card or bank account. The first figure is Capital.com's own processing; the second is the payment network and your bank. Withdrawals can occasionally take longer than that, which Capital.com attributes to additional checks it runs to stay compliant with regulation. A first withdrawal, or one to a payment method you have not used before, is the kind of request most likely to be held for those checks.
Free withdrawals, but check the currency
Capital.com's published schedule lists withdrawals as free, and deposits as free too. What is not free is currency conversion: Capital.com applies a 0.7% conversion fee for retail clients on markets denominated in a currency other than your account's. The fee is built into the exchange rate rather than charged as a separate line, which makes it easy to miss. It is a trading cost rather than a withdrawal cost, but it is the charge people usually run into when money moves between currencies. If your account currency matches the currency you withdraw to, the transfer itself costs nothing from Capital.com's side. Your own bank may still charge for an incoming international transfer, which is outside the broker's control.
How Capital.com compares on withdrawals
Free withdrawals are common but not universal, and the exceptions are worth knowing. eToro charges $5 per withdrawal on USD accounts with a $30 minimum, though withdrawals on GBP and EUR accounts are free. Webull withdrawals are free by ACH but a wire costs $25 to send and transferring the account out costs $75. Robinhood is free by bank transfer but charges 1.75% for an instant withdrawal in the US and $100 to transfer an account out. Interactive Brokers gives two free withdrawals per calendar month and charges beyond that. XTB is free above EUR 100, with some entities charging EUR 10 below that threshold. Freetrade is free for standard withdrawals and GBP 5 for same-day. Against that spread, Capital.com sits with Trading 212, AvaTrade, Plus500, Revolut and DEGIRO in the genuinely free group.
The bottom line
Withdrawals from Capital.com are free and the minimums are low, with no minimum at all for UK clients using TrueLayer. The withdrawal side is not a reason to rule it out. Judge Capital.com on the 0.7% conversion fee, the spread and overnight funding, which are where its real costs sit.
Capital.com
Best for low-cost CFD trading with tight spreads
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 65% of retail investor accounts lose money when trading spread bets and CFDs with Capital.com UK; 74% with Capital.com EU. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Frequently Asked Questions
Does Capital.com charge a withdrawal fee?
No. Capital.com charges nothing to withdraw funds, and nothing to deposit them. Your own bank may charge for an incoming international transfer, but that is not a broker fee.
What is the minimum withdrawal at Capital.com?
20 GBP, EUR or USD by bank card, Apple Pay, PayPal or Skrill. Neteller is 10 and Trustly is 50. UK clients using TrueLayer have no minimum. If your balance is below the minimum, you can withdraw only the full balance.
How long does a Capital.com withdrawal take?
Capital.com typically handles withdrawal requests within 24 hours. It can then take up to 5 business days for the money to reach your card or bank account, and occasionally longer when Capital.com runs regulatory compliance checks.
What does Capital.com charge instead?
A 0.7% currency-conversion fee for retail clients on markets in a non-account currency, variable spreads from 0.6 pips on EUR/USD, and overnight funding on leveraged positions held overnight. There is no commission and no inactivity fee.