Revolut Review 2026
Revolut bolts simple stock investing onto its hugely popular banking app. If you already use Revolut, it is a convenient way to start investing, with one free trade per month on the Standard plan. But the 0.25% per-trade commission makes it pricier than dedicated low-cost brokers for anyone investing regularly.
Reviewed by Yaniv Barshaf, CPA · Fees verified 6 October 2026 · Our methodology
Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.
Revolut fees at a glance
- Stock commission
- 1 commission-free order a month on Standard (3 on Plus, 5 on Premium, 10 on Metal and Ultra); beyond the allowance 0.25% of the order amount, or 0.12% on Ultra, minimum GBP 0.01; the Stocks and Shares ISA shares the same allowance and rates
- Currency conversion
- Free FX up to a monthly allowance, then 0.5% (unlimited on paid plans)
- Withdrawal fee
- Free
- Inactivity fee
- None
- Minimum deposit
- none
- Regulated by
- FCA, CySEC
Fees verified 6 October 2026 against Revolut's own pricing pages. How we verify
Our verdict on Revolut
Revolut is great for convenience if you already live in its app and trade rarely — but for regular investing, a dedicated low-cost broker like Trading 212 will cost you less.
Get started with RevolutCapital at risk. This is not financial advice. Investing involves risk of loss.
Fees
- Stock commission: 1 commission-free order a month on Standard (3 on Plus, 5 on Premium, 10 on Metal and Ultra); beyond the allowance 0.25% of the order amount, or 0.12% on Ultra, minimum GBP 0.01; the Stocks and Shares ISA shares the same allowance and rates
- Withdrawal: Free
- Inactivity: None
- Currency conversion: Free FX up to a monthly allowance, then 0.5% (unlimited on paid plans)
- Custody and spreads: Markup on out-of-allowance FX
Wondering how your money is protected? Read what happens if a broker goes bust →
Who Revolut is best for
Revolut suits existing Revolut users who want to invest occasionally inside one app they already trust. It is a weaker fit for active or cost-focused investors, who will pay noticeably less at a dedicated broker.
Revolut fees in plain English
You get a monthly allowance of commission-free orders: 1 on Standard, 3 on Plus, 5 on Premium and 10 on Metal and Ultra, and an order counts against it when submitted whether or not it executes. Beyond the allowance each trade costs 0.25% of the order amount with a minimum of just GBP 0.01, or 0.12% on Ultra and for Trading Pro customers. Currency conversion is free up to a monthly allowance, then 0.5% (unlimited on paid plans). There are no withdrawal, inactivity or custody fees. The Stocks and Shares ISA carries the same commission and no ISA fee, but it shares the single monthly free-order allowance with your ordinary investment account rather than getting its own.
Safety and regulation
Revolut is regulated in its operating regions, including by the FCA in the UK. Its investing product is newer and more basic than its banking side, so treat it as a convenient add-on rather than a full-featured broker.
The convenience trade-off
The appeal is having banking and investing in one app; the cost is a narrower product range and a higher per-trade fee than dedicated brokers. If you invest regularly, those 0.25% charges add up against a 0% commission rival.
Our Revolut score: 4.8/5
How this is calculated →Computed from the fee data on this page, not assigned by hand. Our commercial relationships are not an input.
- Cost (45% of the score)89/100
Averages 0.05% of the portfolio a year in charges across our three benchmark investors.
- Regulation & protection (20% of the score)100/100
Regulated by FCA, CySEC. Tier-one regulators (FCA, BaFin, SEC and equivalents) carry the most weight.
- Market & account breadth (15% of the score)100/100
Covers 4 of the asset classes we price and 2 account types.
- Accessibility (10% of the score)100/100
Minimum deposit none; supports fractional shares; has mobile app.
- Fee transparency (10% of the score)100/100
Publishes a schedule complete enough to model every charge and charges no inactivity fee.
Pros and cons
Revolut
Pros
- +Investing integrated with banking app
- +No withdrawal or inactivity fees
- +Fractional shares, low entry barrier
- +Free trade allowance each month
Cons
- −0.25% per-trade commission adds up for active investors
- −Limited research and product range
- −Best value only on paid plans
Revolut
Best for investing inside an all-in-one money app
Capital at risk. This is not financial advice. Investing involves risk of loss.
Revolutfees & safety, in depth
Compare Revolut head-to-head
Revolut vs alternatives
| Feature | Revolut | Lightyear | Trading 212 |
|---|---|---|---|
| Rating | 4.8 / 5 | 5 / 5 | 4.9 / 5 |
| Stock commission | 1 commission-free order a month on Standard (3 on Plus, 5 on Premium, 10 on Metal and Ultra); beyond the allowance 0.25% of the order amount, or 0.12% on Ultra, minimum GBP 0.01; the Stocks and Shares ISA shares the same allowance and rates | UK personal accounts (GIA and ISA): no execution fee on UK, US and European stocks or ETFs. EU accounts: GBP 1 per order on UK stocks, EUR 1 per order on EUR-denominated stocks, 0.1% on other European stocks, and 0.10% (min $0.10, max $1) on US stocks. ETFs are execution-fee-free on both. | 0% |
| Withdrawal fee | Free | Free by local bank transfer. USD wire payments are charged (up to $8.50 UK, $6.11 EU). | Free |
| Inactivity fee | None | None | None |
| Min deposit | None | None | £1 |
| Fractional shares | Yes | Yes | Yes |
| Demo account | No | No | Yes |
| Regulators | FCA, CySEC | FCA, EFSA | FCA, CySEC |
Frequently Asked Questions
What are Revolut's investing fees?
One commission-free order a month on the Standard plan (3 on Plus, 5 on Premium, 10 on Metal and Ultra), then 0.25% of the order amount with a GBP 0.01 minimum, or 0.12% on Ultra. Currency conversion is free up to your plan's monthly allowance and 0.5% after that. There is no withdrawal, inactivity or custody fee.
Does Revolut charge a custody fee?
No. Revolut removed its custody fee for UK customers, and its Stocks and Shares ISA carries no custody fee, no ISA subscription fee and no transfer-out fee. The only investing charges are the per-trade commission beyond your free allowance and the FX fee beyond your conversion allowance.
Is Revolut FSCS protected for investing?
Investments held through Revolut Trading Ltd are covered by the FSCS up to £85,000 per eligible person if the firm fails. Your everyday e-money balance is a different pot: it is safeguarded rather than deposit-protected unless it has moved to the licensed Revolut Bank, where FSCS deposit protection applies. No scheme covers market losses. Capital at risk.
Does Revolut offer a Stocks and Shares ISA?
Yes. The Revolut Stocks and Shares ISA uses the same commission rates as the ordinary investment account and has no ISA fee, but it shares the one monthly commission-free allowance with that account rather than having its own.
Is Revolut good for investing, or should I use a separate broker?
Revolut suits people who already bank with it and trade a few times a month inside the free allowance. Anyone investing regularly pays 0.25% per order, against 0% commission and a 0.15% FX fee at Trading 212, so a dedicated low-cost broker is cheaper for active investors.
Is Revolut safe and legit?
Revolut is regulated by FCA, CySEC and has operated since 2015. All investing carries risk of loss.
What are Revolut's fees?
Stock commission: 1 commission-free order a month on Standard (3 on Plus, 5 on Premium, 10 on Metal and Ultra); beyond the allowance 0.25% of the order amount, or 0.12% on Ultra, minimum GBP 0.01; the Stocks and Shares ISA shares the same allowance and rates. Withdrawal: Free. Inactivity: None.
Is Revolut FCA regulated?
Yes. Revolut is authorised and regulated by the Financial Conduct Authority (FCA) in the UK, and also by CySEC in other regions. FCA regulation brings client-money rules and oversight; it does not protect you against investment losses.
Does Revolut charge a currency conversion fee?
Free FX up to a monthly allowance, then 0.5% (unlimited on paid plans).
What is the minimum deposit for Revolut?
The minimum deposit is none.
Revolut
Best for investing inside an all-in-one money app
Capital at risk. This is not financial advice. Investing involves risk of loss.