Revolut Review 2026
Revolut bolts simple stock investing onto its hugely popular banking app. If you already use Revolut, it is a convenient way to start investing, with one free trade per month on the Standard plan. But the 0.25% per-trade commission makes it pricier than dedicated low-cost brokers for anyone investing regularly.
Reviewed by the FeesWizard editorial team · Fees verified June 2026 · Our methodology
Best overall: Revolut
Revolut is great for convenience if you already live in its app and trade rarely — but for regular investing, a dedicated low-cost broker like Trading 212 will cost you less.
Get started with RevolutCapital at risk. This is not financial advice. Investing involves risk of loss.
Fees
- stock Commission: 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan
- withdrawal: Free
- inactivity: None
- conversion: Free FX up to a monthly allowance, then 0.5% (unlimited on paid plans)
- spread: Markup on out-of-allowance FX
Who Revolut is best for
Revolut suits existing Revolut users who want to invest occasionally inside one app they already trust. It is a weaker fit for active or cost-focused investors, who will pay noticeably less at a dedicated broker.
Revolut fees in plain English
Stock trades cost 0.25% (minimum around $1), dropping to 0.12% on the Ultra plan, with one or more free trades per month depending on your plan. Currency conversion is free up to a monthly allowance, then 0.5% (unlimited on paid plans). There are no withdrawal or inactivity fees, but the best value only appears on paid subscriptions.
Safety and regulation
Revolut is regulated in its operating regions, including by the FCA in the UK. Its investing product is newer and more basic than its banking side, so treat it as a convenient add-on rather than a full-featured broker.
The convenience trade-off
The appeal is having banking and investing in one app; the cost is a narrower product range and a higher per-trade fee than dedicated brokers. If you invest regularly, those 0.25% charges add up against a 0% commission rival.
Pros and cons
Revolut
Pros
- +Investing integrated with banking app
- +No withdrawal or inactivity fees
- +Fractional shares, low entry barrier
- +Free trade allowance each month
Cons
- −0.25% per-trade commission adds up for active investors
- −Limited research and product range
- −Best value only on paid plans
Revolut
Best for investing inside an all-in-one money app
Capital at risk. This is not financial advice. Investing involves risk of loss.
Compare Revolut head-to-head
Revolut vs alternatives
| Feature | Revolut | eToro | XTB |
|---|---|---|---|
| Rating | 3.9 / 5 | 4.5 / 5 | 4.5 / 5 |
| Stock commission | 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan | $1–$2 per stock trade (varies by country/exchange); ETFs 0% | 0% up to €100k monthly turnover, then 0.2% (min €10) |
| Withdrawal fee | Free | $5 per withdrawal on USD accounts ($30 min); free on GBP/EUR accounts | Free above €100 (some entities charge €10 below €100) |
| Inactivity fee | None | None (eToro removed the inactivity fee in 2026) | €10/month after 1 year inactive with no deposit in 90 days |
| Min deposit | $0 | $50 | $0 |
| Fractional shares | Yes | Yes | Yes |
| Demo account | No | Yes | Yes |
| Regulators | FCA, CySEC | FCA, CySEC, ASIC | FCA, CySEC, KNF |
Frequently Asked Questions
Is Revolut safe and legit?
Revolut is regulated by FCA, CySEC and has operated since 2015. All investing carries risk of loss.
What are Revolut's fees?
Stock commission: 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan. Withdrawal: Free. Inactivity: None.
What is the minimum deposit for Revolut?
The minimum deposit is $0.
Revolut
Best for investing inside an all-in-one money app
Capital at risk. This is not financial advice. Investing involves risk of loss.