Trading 212 Withdrawal Fee: What It Costs to Take Money Out
Trading 212 charges no withdrawal fee. Moving money out of a Trading 212 account is free, with no per-withdrawal charge, no minimum and no same-day surcharge (as of 6 October 2026). The cost that does apply to most users is the 0.15% FX fee on non-base-currency trades, which is a dealing cost rather than a withdrawal one.
Reviewed by Yaniv Barshaf, CPA · Fees verified 6 October 2026 · Our methodology
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Free withdrawals, with no conditions attached
Trading 212's published schedule lists withdrawals as free without qualification. There is no tiered structure where standard transfers are free and faster ones cost extra, and no fee that appears once you exceed a certain number of withdrawals in a month. That matters more than it sounds, because several rivals price exactly those edges: the headline is free, and the charge sits on the instant option or the second withdrawal. Trading 212 does not do this. Your own bank may still levy something on an incoming international transfer, but that is outside the broker's control and applies whichever platform you use.
The charge that will actually reach you
If you are modelling the real cost of Trading 212, look at currency conversion rather than withdrawals. The FX fee is 0.15% on non-base-currency trades. For a GBP or EUR investor buying US shares this applies on the way in and again on the way out, so a round trip costs roughly 0.3% in conversion before any market movement. Commission is 0%, so FX is effectively the whole explicit cost of dealing. It is a low rate by market standards, but it is the number worth comparing rather than a withdrawal fee that does not exist.
How this compares across the market
Free withdrawals are common but far from universal, and the exceptions cluster around speed and transfers out. eToro charges $5 per withdrawal on USD accounts with a $30 minimum, though GBP and EUR accounts are free. Webull is free by ACH but charges $25 to send a wire and $75 to transfer the account out. Robinhood is free by bank transfer but charges 1.75% for an instant withdrawal in the US and $100 to move the account elsewhere. Interactive Brokers gives one free withdrawal per calendar month and charges beyond that. Freetrade is free for standard withdrawals and £5 for same-day. Trading 212 sits alongside Capital.com, DEGIRO, Revolut, AvaTrade and Plus500 in the genuinely free group (as of 6 October 2026).
The bottom line
Withdrawals from Trading 212 are free with no conditions, so this is not a reason to look elsewhere. Compare it on the 0.15% FX fee, which is where its real cost sits.
Trading 212
Best for low fees and UK investors
Capital at risk. This is not financial advice. Investing involves risk of loss.
Frequently Asked Questions
Does Trading 212 charge a withdrawal fee?
No. Trading 212 charges nothing to withdraw, with no minimum and no surcharge for faster transfers (as of 6 October 2026).
Is there a minimum withdrawal on Trading 212?
Trading 212's help centre does not quote a single figure; it points to the withdrawal limits published in the Invest terms on trading212.com, which depend on your region and account type. What it does state plainly is that it charges no fee for processing payments, and that any charge you see comes from the receiving bank (checked on Trading 212's help centre, October 2026).
How long does a Trading 212 withdrawal take?
Trading 212 asks you to allow 3 working days before reporting a withdrawal as missing, so that is the window to plan around; many arrive sooner. Each request can be followed in the app under Withdrawal requests, where the withdrawal tracker shows its progress (checked on Trading 212's help centre, October 2026).
Why did only part of my Trading 212 withdrawal arrive?
Withdrawals may be split into several transactions, which Trading 212 describes as standard procedure rather than an error. The remaining amount follows as a separate payment to the same destination.
What does Trading 212 charge instead?
A 0.15% FX fee on non-base-currency trades, and 0% commission. Currency conversion is the main explicit cost for anyone buying US shares from a GBP or EUR account (as of 6 October 2026).