Best Investing Apps in the UK in 2026
For UK investors, the best app combines low fees with the right account type — most importantly a Stocks and Shares ISA for tax-efficient investing. We ranked platforms available to UK residents on cost, ISA availability, and overall experience. Here is our top UK pick, followed by the full list.
Best overall: eToro
eToro is our top pick for this category: best for beginners and social/copy trading.
Get started with eToroCapital at risk. This is not financial advice. Investing involves risk of loss.
The ranked list
1. eToro
4.5/5eToro is a multi-asset platform best known for copy trading and an extremely beginner-friendly interface. Commission-free stock investing, but watch the withdrawal and currency-conversion fees.
Read the full eToro review →Visit eToroeToro
Best for beginners and social/copy trading
Capital at risk. This is not financial advice. Investing involves risk of loss.
2. XTB
4.5/5XTB offers commission-free real stocks and ETFs up to €100,000 monthly turnover, a polished platform, and strong regulation. A low-cost choice for EU and UK investors, with a 0.5% FX fee being the main cost to watch.
Read the full XTB review →Visit XTBXTB
Best for low-cost stock and ETF investing in the EU/UK
Capital at risk. This is not financial advice. Investing involves risk of loss.
3. Trading 212
4.4/5Trading 212 offers genuinely commission-free investing with no withdrawal fee and an Invest/ISA account for UK users. A strong low-cost pick, though product depth is narrower than full-service brokers.
Read the full Trading 212 review →Visit Trading 212Trading 212
Best for low fees and UK investors
Capital at risk. This is not financial advice. Investing involves risk of loss.
4. Revolut
3.9/5Revolut bolts simple stock investing onto its popular banking app. Convenient if you already use Revolut, with one free trade per month on Standard, but the 0.25% per-trade commission makes it pricier than dedicated low-cost brokers for active investors.
Read the full Revolut review →Visit RevolutRevolut
Best for investing inside an all-in-one money app
Capital at risk. This is not financial advice. Investing involves risk of loss.
Compare side by side
| Feature | eToro | XTB | Trading 212 | Revolut |
|---|---|---|---|---|
| Rating | 4.5 / 5 | 4.5 / 5 | 4.4 / 5 | 3.9 / 5 |
| Stock commission | $1–$2 per stock trade (varies by country/exchange); ETFs 0% | 0% up to €100k monthly turnover, then 0.2% (min €10) | 0% | 0.25% per trade (min ~$1), 0.12% on Ultra; 1+ free trades/month by plan |
| Withdrawal fee | $5 per withdrawal on USD accounts ($30 min); free on GBP/EUR accounts | Free above €100 (some entities charge €10 below €100) | Free | Free |
| Inactivity fee | None (eToro removed the inactivity fee in 2026) | €10/month after 1 year inactive with no deposit in 90 days | None | None |
| Min deposit | $50 | $0 | $1 | $0 |
| Fractional shares | Yes | Yes | Yes | Yes |
| Demo account | Yes | Yes | Yes | No |
| Regulators | FCA, CySEC, ASIC | FCA, CySEC, KNF | FCA, CySEC | FCA, CySEC |
How to choose
In the UK, two things matter most: whether the platform offers an ISA, and at what cost; and the currency-conversion fee if you buy US or overseas shares. Then weigh commissions and withdrawal fees. Our fee calculator estimates your real annual cost so you can compare like for like.
How we rank
Rankings are based on published fees, regulatory standing, available features, and the real cost of common actions (trading, withdrawing, currency conversion). We do not accept payment for placement; affiliate relationships do not influence the order.
Frequently Asked Questions
What is the best option for best investing apps in the uk?
eToro is our top pick — best for beginners and social/copy trading. The best choice still depends on your priorities around fees and features.
Do these rankings change?
Yes. Fees and features change, so we update this page regularly. Check the published date for the latest revision.