eToro Fee Calculator: What Will eToro Really Cost You?
Use this free calculator to estimate your real annual cost of investing with eToro — combining its $1–$2 stock commission, the ~0.75% currency-conversion fee on GBP/EUR accounts, and the $5 withdrawal fee on USD accounts. Enter how you actually invest, and see eToro's cost next to rival platforms, using fee data verified 17 August 2026.
Reviewed by Yaniv Barshaf, CPA · Fees verified 17 August 2026 · Our methodology
Disclosure: FeesWizard may earn a commission if you open an account through links on this page. This never affects our fee data or rankings — how we make money.
What will each broker actually cost you?
Enter the portfolio you actually hold. We calculate every charge — dealing commission, platform and custody fees, subscriptions, FX, dividend and withdrawal fees — and rank the brokers by what you would really pay.
On a £10,000 portfolio with 12 trades a year, the cheapest option is InvestEngine at £0.00/year. The most expensive charges £188/year.
Choosing the cheapest saves £188 a year — and £940 over five years, once you account for the growth those fees never earned.
eToro would cost you £11/year on this portfolio — rank 9 of 15, £11 more than InvestEngine.
| Broker | Plan | Per year | Over 5 years | Actions |
|---|---|---|---|---|
| InvestEngineCheapest | DIY portfolio | £0.00 | £0.00 | |
| Robinhood | Robinhood UK | £1.00 | £5.52 | |
| Lightyear | UK GIA / ISA | £1.00 | £5.52 | |
| Trading 212 | Invest account | £1.50 | £8.29 | |
| Webull | Webull Go (UK) | £5.00 | £28 | |
| Revolut | Standard plan | £5.00 | £28 | |
| XTB | XTB account | £5.00 | £28 | |
| Freetrade | Basic (free) | £9.90 | £55 | |
| eToro | eToro account | £11 | £61 | |
| Interactive Brokers(we earn nothing from this platform) | IBKR Fixed pricing | £36 | £182 | |
| Vanguard UK(we earn nothing from this platform) | Vanguard account | £48 | £240 | |
| AJ Bell(we earn nothing from this platform) | AJ Bell account | £93 | £476 | |
| interactive investor(we earn nothing from this platform) | Core (£5.99/mo) | £127 | £639 | |
| Hargreaves Lansdown(we earn nothing from this platform) | HL account | £128 | £659 | |
| Fidelity(we earn nothing from this platform) | Fidelity account | £188 | £940 |
What five years of fees adds up to
Includes the growth those fees would have earned had they stayed invested.
- InvestEngine£0.00
- Robinhood£5.52
- Lightyear£5.52
- Trading 212£8.29
- Webull£28
Estimates only, based on each broker's published fee schedule as verified on 17 August 2026. Fund ongoing charges are shown separately because they are paid to the fund manager and are the same whichever broker you use. Fees quoted in another currency are converted at a fixed reference rate so that every figure on this site is reproducible. See our methodology. Capital at risk. This is not financial advice. Investing involves risk of loss.
How the eToro calculation works
The calculator combines the eToro fees that actually hit everyday investors. Stock trades carry a $1–$2 commission depending on country and exchange (ETFs are commission-free), so your trades-per-year input drives that line. If you tick the currency-conversion option — which applies to most GBP and EUR account holders buying USD-priced assets — a ~0.75% conversion cost is applied to each trade. Withdrawals add a flat $5 each on USD accounts (free on GBP/EUR accounts). eToro no longer charges an inactivity fee, having removed it in 2026. The result is an estimate of your annual running cost, not a quote; exact costs vary by account currency, asset and region. Figures verified 17 August 2026. Capital at risk.
When eToro is (and isn't) the cheap option
eToro rarely wins on pure cost. Its strengths are copy trading, breadth and ease of use — you pay for those through the per-trade commission and one of the higher FX fees among mainstream platforms. For occasional investors making a handful of trades a year, the absolute difference is small. For active investors converting currency on every trade, rivals like Trading 212 (0.15% FX, free withdrawals) or XTB (0.5% FX, commission-free up to €100,000 monthly turnover) usually come out meaningfully cheaper — the calculator shows exactly how much for your pattern. If copy trading or the social feed is why you're choosing eToro, treat the difference as the price of those features and decide if it's worth it.
Frequently Asked Questions
What fees does the eToro calculator include?
It combines eToro's $1–$2 per-trade stock commission, the roughly 0.75% currency-conversion fee applied when GBP or EUR accounts buy USD-priced assets, and the $5 per-withdrawal fee on USD accounts. eToro removed its inactivity fee in 2026, so none is applied.
Is the eToro fee calculator accurate?
It is an estimate built from eToro's published fee schedule, verified 17 August 2026. Real costs vary by country, account currency, asset type and promotions. Use it to compare brokers on a like-for-like profile, then confirm current fees on eToro's own site before opening an account.
Is eToro cheaper than Trading 212?
For most cost-focused profiles, no. Trading 212 charges no commission, a 0.15% FX fee and no withdrawal fee, while eToro charges $1–$2 per stock trade plus roughly 0.75% FX. Run both through the calculator with your numbers to see the annual difference.